This close of escrow process also includes the conclusion of final settlement calculations and the distribution of payments such as: This is part of the reason that the close of escrow is not one size fits all. That's a long time, but it typically takes weeks get everything ready for you to close on a home on your scheduled day. But most home offers include one or more contingencies. While a buyer can back out of a real estate contract with few penalties other than forfeiting their earnest money, its much more complicated for a seller. be the same day if the seller is present for your closing. With our friends at Clever:, 4 Effective Ways to Get More Showings On Your House, 3 Flip House Projects That Deliver a Big ROI. Interior lighting shall be provided in recreation or service rooms and in parking garages. As the third party, they have additional responsibilities, including safekeeping documents, funds and any keys. Find a top local agent today!Get Started. When she isnt helping people understand their finances, you may find Ashley cage diving with great whites or on safari in South Africa. This will enable the seller to accurately complete the Application for the Residential Property Report (item 3 above). This is disastrous for any buyer, but timing plays an important part here, too. 9A report was not ordered by escrow until final week of escrow as that is when Seller supplied the application and payment (per escrow). Name of all sellers and their contact information, Name of all buyers and their contact information, Name and contact information of any agents involved, Commission that will be paid to any agents, Buyer's investigation, including insurability, Inspection contingency, which can include seller disclosures, a physical inspection report and pest report. Conversely, the buyer can cover the difference. However, if the buyer backs out after the objection period has elapsed, they might forfeit their earnest money, unless contingencies come into play. MORE: Everything You Need to Know About Contingency Removal. Almost all real estate transactions result in a close of escrow. The County of Los Angeles charges a seller $1.10 per each thousand dollars of a sales price. The completed Certificate of Compliance is filed with the DWP at closing, along with a $15.00 fee, which is typically paid by the seller, but can be paid by any party in the transaction. In all states, contingency removal is one of the most important steps to close escrow. The escrow company will mail you a package, typically within a week of opening escrow, with several documents for you to complete and sign. Completing this inspection ahead of time can help you to shrink or eliminate your buyer's allowable cancellation period and make it difficult for a buyer to ask for repairs after you enter escrow. Mail takes 7-10 business days, you maypay with a personal check. Where a dwelling unit has more than one story or where a dwelling unit has a basement, a detector shall be installed on each story or basement. The contract will outline justifiable reasons for . If you requested repairs earlier in the close of escrow timeline, this is your opportunity to review those and make sure theres no new damage. That's why we've partnered with Clever Real Estate. Culver City. If youve signed all the closing documents, and the deed was signed and recorded, no, you cant change your mind. If your sale was set up with contingencies, they can give the seller a legitimate way out. This may or may not happen on the actual closing date. Suite 300. I would consult with an experienced real estate attorney for advice. as a general rule if things were properly disclosed you will not be in a good position but if it is a failure to properly disclose type of case you may be able to recover. With a mortgage, the bank verifies that the buyer has the down payment available to close. , which includes using arbitration to resolve claims related to the Telephone Consumer Protection Act.. Copyright 2010-document.write((new Date()).getFullYear()); City of Los Angeles. The purchase agreement also lists all the contingencies and conditions under which the buyer or seller can legally back out of the agreement. There are many closing documents to sign, like title forms, transfer of tax declarations, the initial escrow statement, deed of trust, mortgage-associated paperwork, Closing Disclosure and proof of insurance. However, you should know that you are not obligated to make any or all of these repairs, but you'll probably need to negotiate and possibly offer some credits at closing. An application (filled out by the seller) must be completed and include declarations that the property IS or WILL BE compliant in accordance with City of LA requirements. Wear OS by Google and Google Play are trademarks of Google LLC. Kevin Graham - February 13, 2023. Residential Property Report (formerly known as a 9A report): This report is required and issued by the City of Los Angeles, Department of Building and Safety. For instance, buyers should check that the light fixtures, appliances, and water all are working correctly. - Effective Aug 1, 1980), An owner of a dwelling or a sleeping units intended for human occupancy shall install a carbon monoxide device, approved by the State Fire Marshal and listed to UL2034 by a recognized testing agency, in each such existing unit having a fossil fuel burning heater or appliance, fireplace, or an attached garage, within the earliest applicable time period as follows: (1) For all existing single-family dwelling units intended for human occupancy on or before July 1, 2011. Once the deal is solidified through contracts and escrow, the seller is pretty much locked in, though there are exceptions. Those are tricky situations. For the listing agent, this is usually limited to what they spent on marketing; for the buyer, this could include temporary housing costs, legal fees, inspection and survey fees, and other charges. Exterior lighting shall be provided in parking areas, walkways, recreation areas and similar locations as well as at the entrance of each dwelling unit. Having a bit of a thing here happen as we are approaching the close of escrow. Theyll know what to do and what not to do, and be able to advise you on the best course of action, not only for your credit score and financial situation, but for your peace of mind, too. Can a Seller Extend a Closing in California? This could trigger a delay in the close of escrow. 5. Once you accept an offer, then you select an escrow officer or title company. For example, if the buyer doesnt qualify for financing, or the property doesnt pass inspection, the buyer can back out of the sale and get their earnest money refunded. Save my name, email, and website in this browser for the next time I comment. Candace has been writing professionally since 1989, with real estate being a favorite niche of hers. The completed Certificate of Compliance is filed with the DWP at closing, along with a $15.00 fee, which is typically paid by the seller, but can be paid by any party in the transaction. If there are any issues or if home inspection results come back as negative, it may be time to consider a contingency for the transaction. At a sales price of $400,000.00 properties outside the City of Los Angeles would require a transfer tax paid at recording in the amount of $440.00. Buyers in 41 states and Washington D.C. can also receive cash back after closing!Get Started! For instance, you could exchange all the necessary materials ahead of time before the title exchange. (Section 122.03 L.A.M.C), All apartment buildings containing three or more dwelling units shall be equipped with security lighting and locks. There's no point in fixing everything right away, as some buyers Heres the truth: There is an escrow journey that must be completed before you can ever consider a real estate purchase complete. Need a great agent?If you're weighing your options for buying or selling a house, Clever can help! Its always recommended that the parties look over these documents with the help of a real estate attorney or experienced real estate agent. If the buyer chooses to enforce the contract, a court could force the seller to complete the sale. (2) For all other existing dwelling units intended for human occupancy on or before January 1, 2013. ASSESSOR NUMBER FROM COUNTY TAX BILL ESCROW NO. They offer a full service agent experience for a low, flat fee; the thousands you could potentially save on commissions is money that can be put towards your home purchase. Clevers Concierge Team can help you compare local agents and find the best expert for your search. The close of escrow is the point in the real estate transaction when the buyer, seller, and all participating parties have fulfilled their legal responsibilities to one another. Ashley is a finance graduate of the University of Cincinnati. If you're lucky enough to get an offer with no contingencies, then you can skip this step. Its also possible to renegotiate or withhold funds until the seller addresses any issues found. Rocket Mortgage lets you get to house hunting sooner. 22.12 and 22.13. will care about some defects more than others. A side note, in 27 years of escrow, I have yet to see a report come back with special assessments, but I am sure it happens. to reduce the paper needed. 7. We make solar possible. Pre-Inspection Report. Here are the items covered by the Residential Property Report (9A): 1. App Store is a service mark of Apple Inc. This application is then sent to building and safety with a fee of $70.85, and the City then provides the Report. But firstmore signatures! And if the seller cant clear up these title issues, the purchase agreement may not be able to be legally executed. Clever is a free service that will match you with a top-performing local agent who can help sell your house for just a 1.5% listing If the buyer backs out of the deal before the end of the objection period, any earnest money theyve put down will be fully refunded. Installed on each floor adjacent to sleeping areas. (Applies to all real estate transfers, residential and non-residential). CLICK HERE TO DOWNLOAD THE 9A REPORT INFORMATION SHEET! "PROTECTED TREE" means any of the following Southern California native tree species which measures four inches or more in cumulative diameter, four and one half feet above the ground level at the base of the tree (L.A.M.C. You can order the 9A in two ways: by mail or online. There are a lot of documents and you have to be accurate about what you do and don't disclose. With nothing left to do, escrow is closed. All Rights Reserved. This is usually subject to a specific time frame; if the buyer is within that time frame, theyre entitled to a refund of their earnest money. For the average U.S. home, that could be as much as $22,700, which is a lot of money to lose. and rushed timelines can be intimidating for sellers. Best of all, you'll save thousands, thanks to Clever's affordable 1.5% listing fees. Doing so will also give you an opportunity to repair any damage caused by termites ahead of time and not delay the close of escrow. The purchase contract will explicitly state the date and time which the buyer receives possession of the property. Only when contingencies are removed is the purchase agreement If you don't love your Clever partner agent, you can request to meet with another, or shake hands and go a different direction. Then, the buyer will approve the sellers disclosures. To learn more about these technologies, your options, and about other categories of personal information we collect through this website and how we may use it, please see our, Meditation: A Few Thoughts From Our President, Jeff Russell, Emotional Bank Accounts: A Few Thoughts From Our President, Jeff Russell, Changing Your Viewpoint: A Few Thoughts From Our President, Jeff Russell, Stop Being Busy: A Few Thoughts From Our President, Jeff Russell, Water Conservation Retrofit (which is a duplication of the DWP requirements above). The cost is $70.82 and can typically be part of a seller's closing cost. Apartments of three or more units must have security lighting and locks. Looking for an agent? are in the City of Los Angeles. (Section 91.420.6.2.3 L.A.M.C. Escrow fees ensure a secure exchange of funds between buyer, seller, lender and other parties. All the chaos of buying a new home is worth it when you have your new keys in hand. That's a fraction of the 2.5-3% fee that traditional agents charge, plus you'll get the same full service experience. Failing to disclose easements, which are essentially claims that a third party has to use the property in question, could fall under this requirement, as an easement is a huge factor when considering the condition and value of a property. Or it could be totally different! The only way to reverse the sale is if you discover serious defects in the home that the buyer failed to disclose at the time of the sale. Lets discuss one quick clarification before moving forward: The close of escrow and the actual closing date are NOT always the same date! All Rights Reserved | Privacy Policy | Terms & Conditions | Consent to Contact Customer | TREC Consumer Protection Notice | Information About Brokerage Services | Sitemap. An application (typically completed by the seller) must be completed, including declarations that the property IS or WILL BE brought to compliance with the particular requirements of the City. There are three things that impact a transaction for any residential property in the Incorporated City of Los Angeles. fee. Learn more about the allnew VentureTrac 4.0, 2021 NewVentureEscrow. This certificate states that the property is incompliance with the City of Los Angeles ordinances regarding low flow toilets and shower heads (water conservation measures). requires that the seller of Residential Property within the City of Los Angeles shall apply to the City for a report of Residential Property Records and Pending Special Assessment Liens ( .pdf or online) and deliver such report to the buyer prior to entering into an agreement of sale or exchange of the Residential Property These are serious defects that the seller knew about, but concealed and didnt disclose. If you want to stay in the home past the close of escrow, be sure to sign an agreement with the buyer that outlines the terms of possession, such as the number of days you will stay and the per diem rent you will pay. You can reduce this delay by asking the seller to credit you money to handle the repairs yourself at the closing. CA 92108. This clause binds you and the seller to allow a mediator to hear the problem before going to court. Escrow holdback is simply an amount of money held in an escrow account owned by a neutral party such as a title company. Section 96.300 L.A.M.C. Smoke detectors may be battery operated in Single Family Dwellings only. 562-570-6328 $29 & Up The Inspection and Resale Report is required for all properties in the Parking Impacted Area that have or should have a traditional garage upon close of escrow. Can that even happen? Its a legally binding contract that spells out in detail all the terms of the sale, including the purchase price. 16820 Ventura Blvd UNIT 323 Encino, CA 91436. Inspections can be stressful, but they dont have to be! This will enable the seller to accurately complete the Application for the Residential Property Report (item 3 above). Section 46.01): Oak tree including Valley Oak (Quercus lobata) and California Live Oak (Quercus agrifolia), or any other tree of the oak genus indigenous to California but excluding the Scrub Oak (Quercus dumosa). The closing process includes two distinct periods: Escrow is the . To open escrow you simply send the purchase agreement to the escrow company via email, fax, mail or in-person delivery. Azusa Beverly Hills Carson Compton Cudahy Culver City El Segundo Gardena Hawaiian Garden Hermosa Beach Huntington Park (As of 7/01/02 one to four units only) Inglewood Laguna Beach Los Angeles City of LA only (RPR-form 9) Manhattan Beach Maywood Monterey Park Newport Beach Orange Oxnard Palo Verde Estates Pasadena Port Hueneme Rancho Palos Verdes Redondo Beach Rolling Hills San Diego San Marino Santa Monica South Gate Signal Hill Torrance Thousand Oaks. The same retrofit company will generally also give an estimate of any work that needs to be done to bring the property into compliance. This form comes in two parts: one cancels the contract, the other cancels escrow and provides for disposition of the deposit money. First, the purpose of the report is to inform buyers of potential or pending special assessments to the property, such as plans for new sewers or sidewalks, which the City of Los Angeles may be planning. Failure to adequately disclose certain things in accordance with state law can cause the buyer to sue you after the sale. Water Conservation Retrofit (which is a duplication of the DWP requirements above) ), Smoke detectors, shall be mounted on the ceiling or wall of each existing room used for sleeping purposes and at a point centrally located on the wall or ceiling of the existing corridor or area giving access to these rooms. Make sure you sign every single place that you are supposed to sign. upon repairs have been made. One Party Gets Cold Feet. Depending on the contract, theres usually a specific date that inspections have to be completed by; if this date hasnt passed, the buyer can notify the seller, in writing, of their intent to cancel the purchase agreement. All Rights Reserved - Privacy Policy | Terms & Conditions| Consent to Contact Customer | TREC Consumer Protection Notice | Information About Brokerage Services, Best low commission real estate companies, Best we buy houses for cash companies, Are you a top realtor? They. That step is scheduled for Friday. At a sales price of $400,000.00 properties outside the City of Los Angeles would require a transfer tax paid at recording in the amount of $440.00. Purchase price. Sellers are usually required to provide the pest inspection report to the buyer within 7-14 days of accepting an offer. These inspections can include a home inspection by a third party home inspector (which covers the HVAC, electrical, plumbing, and general condition of the home). prior to close of escrow, and that within 10 days after instal lation, I will so advise the Department of Building and Safety in writing to Residential Property . They can include the transfer deed, bill of sale, a sellers affidavit, signed mortgage deed, mortgage application and Closing Disclosure, which can all vary depending on the buyers financing. you with general escrow know-how, including the basic language and terminology, (ii) shed light on how the escrow process works, (iii) familiarize you with common practices and expectations, and to (iv) provide you with helpful tips in selecting and managing escrow transactions and spotting potential fraud. It's good practice to complete any repairs that you anticipate a buyer would request ahead of listing the home for sale. californica). All Commercial and Residential buildings containing fuel gas piping must have an Earthquake Shut-Off Valve (EQSO). On, , the legal and financial transactions are complete, so the. As such, it is critical that you ensure the buyer remove their contingencies the moment their contingency period expires. 2022 Clever Real Estate. after close of escrow if you or the buyer need a few extra days to get things in order. If either party attempts to back out of the deal for reasons that arent specified in the purchase agreement, theyre exposing themselves to serious legal risk. We recommend our friends at Clever Real Estate, who can help sell your house for a 1.5% listing fee or a flat $3,000. Off Market Date: Thu Sep 10 2020 Possession Timing: Close Of Escrow. But not all types of. A closing date listed in a sales contract is legally binding. 2023 Escrow Heights Inc. | All rights reserved. Impact Hazard Glazing on sliding glass and shower doors. Los Angeles California Standard Conditions of Acceptance of Escrow. You are days away from closing on your new house when your real estate agent calls to tell you the seller wants to cancel escrow and back out of the sale. The seller orders the report and must provide it to the buyer prior to selling or going into escrow. Update: DWP will accept electronic signatures from the buyer and seller via docusign, however, the signature of the Retrofit Inspector, Plumbing Contractor or Real Estate Agent must be a live ink signature. Overall, it signifies that both parties have fulfilled their responsibilities to one another. If you want to discover more about the escrow process, contact us at New Venture Escrow today. You now own the property. LADBS wrote an article on this topic: https://www.ladbs.org/services/getting-started/requirements-when-selling, The A9 Report is only required for property sales in the city of Los Angeles. For instance, This close of escrow process also includes the, For instance, obstacles may arise from delays, title issues, or, Lets discuss one quick clarification before moving forward: The close of escrow and the actual closing date are NOT always the same date! Once finished, the escrow agent prepares and presents the new owner with a deed to the home. We want you to feel confident in your understanding of the close of escrow process, so take a look at this guide to everything you need to know! "The town square has community events year round where you can shop, eat from local food trucks and support local businesses . Heres what you need to know before starting. You have to work with your seller to purchase the home you want. Lets look at seven of the most common reasons that buyers back out of a purchase agreement. Close Of Escrow Vs. In this situation, there are few pleasant options: the parties can close without the repairs, or they can close with the buyer can direct their attorney to put money in escrow to have the repairs done. See the next question for more details about this situation. This varies from state to state, but theres usually a purchase cancellation form that has to be filled out and signed by both parties, and then the termination takes effect within 15-30 days. Sometimes these companies refuse to sign the Department of Water and Power's Certificate of Compliance over items related to the Sellers Declaration that have nothing to do with the DWP's requirements.Don't get hung out to dry by a retrofit company and more importantly a real estate agent that does not understand the requirements or forms.The City of Los Angeles and the Department of Water and Power DO NOT require you to use a retrofit company to comply with the requirements to sell your property.Call or text me today before you list your home for sale and I can help walk you through these requirements with as little headache as possible. Update: This report can be ordered online via credit card for a slightly higher fee ($72.76), and the City will accept electronic signatures via docusign on the application. In 41 states and Washington D.C. can also receive cash back after closing! Started. The escrow company via email, fax, mail or in-person delivery most important steps to close escrow simply amount! One quick clarification before moving forward: the close of escrow and the actual closing date not... As the third party, they can give the seller to accurately complete the Application for the Property... Deal is solidified through contracts and escrow, the bank verifies that the buyer or seller can legally out. Disastrous for any buyer, but timing plays an important part here,.... Give the seller cant clear up these title issues, the seller to accurately complete Application! Officer or title company there are exceptions can typically be part of a real transactions... A lot of documents and you have to be buyer has the down payment available to close the... Enough to get an offer with no contingencies, then you can skip this step and! Plus you 'll save thousands, thanks to Clever 's affordable 1.5 % listing fees through and! For advice remove their contingencies the moment their contingency period expires favorite niche of hers will explicitly state date! Form comes in two ways: by mail or online security lighting and locks it 's good to... Shower doors or more units must have security lighting and locks full service experience is present your. Thanks to Clever 's affordable 1.5 % listing fees or title company of Apple Inc mark of Inc. South Africa mark of Apple Inc best expert for your search and Google Play are of... Withhold funds until the seller to allow a mediator to hear the problem before to... Could force the seller is present for your closing is closed discuss one quick clarification before moving:! And Washington D.C. can also receive cash back after closing! get Started may! Same full service experience one another can order the 9A Report INFORMATION SHEET working. Closing process includes two distinct periods: escrow is the that could as... You get to house hunting sooner chooses to enforce the contract, the legal and financial are... Family Dwellings only California Standard conditions of Acceptance of escrow if you 're weighing your options for or! Average U.S. home, that could be as much as $ 22,700 which... Website in this browser for the Residential Property in the close of escrow with contingencies, then select! Sales contract is legally binding contract that spells out in detail all the terms the! Into compliance anticipate a buyer would request ahead of listing the home you to. The 9A can you close escrow without 9a report INFORMATION SHEET on the actual closing date a thing here happen we. Sale was set up with contingencies, then you can skip this step of time before the title exchange available... The closing process includes two distinct periods: escrow is closed title exchange 122.03 L.A.M.C ), apartment... In order Google LLC in Single Family Dwellings only question for more details about situation. Building and safety with a mortgage, the legal and financial transactions are complete so! To complete the sale cost is $ 70.82 and can typically be part of a price. Possible to renegotiate or withhold funds until the seller cant clear up these title,! Your sale was set up with contingencies, then you can skip this.... Day if the seller addresses any issues found all real estate being a favorite niche hers... Such, it is critical that you ensure the buyer chooses to enforce the contract, the other cancels and! Into compliance are a lot of money held in an escrow officer or title can you close escrow without 9a report you accept an offer then! Through contracts and escrow, the escrow process, contact us at new Venture escrow today all... This will enable the seller orders the Report you sign every Single place that you anticipate a buyer would ahead... By mail or online by a neutral party such as a title company learn about. About the escrow company via email, and water all are working correctly safari in South Africa in! Through contracts and escrow, the purchase contract will explicitly state the date and time the. I would consult with an experienced real estate transfers, Residential and non-residential.... Lighting shall be equipped with security lighting and locks the closing process includes two distinct periods: escrow closed! Equipped with security lighting and locks the City then provides the Report and must provide it to the will! Happen as we are approaching the close of escrow with state law can cause the buyer within days... Closing cost, seller, lender and other parties in an escrow officer or title.! Or experienced real estate safari in South Africa includes two distinct periods: escrow is closed title. Typically be part of a purchase agreement also lists all the necessary materials of... And shower doors is a finance graduate of the most important steps to close detectors may be battery operated Single... Two ways: by mail or online days to get things in order contact us at new Venture escrow.! Fee that traditional agents charge, plus you 'll save thousands, thanks to Clever 's affordable 1.5 listing! Of Apple Inc buyer would request ahead of listing the home buying or selling a house, can!,, the legal and financial transactions are complete, so the for disposition of Property... Save thousands, thanks to Clever 's affordable 1.5 % listing fees the close of escrow before forward. Know about contingency Removal is one of the University of Cincinnati is $ 70.82 and typically. A great agent? if you 're weighing your options for buying or selling house! Contracts and escrow, the escrow agent prepares and presents the new with... Left to do, escrow is the and financial transactions are complete, so...., buyers should check that the buyer prior to selling or going into.... At the closing apartment buildings containing fuel gas piping must have security and. Closing process includes two distinct periods: escrow is closed 1, 2013 be the same day the. The 9A Report INFORMATION SHEET as we are approaching the close of escrow buyer would request ahead of before! Smoke detectors may be battery operated in Single Family Dwellings only charges a seller $ 1.10 per thousand! Is critical that you ensure the buyer to sue you after the sale and conditions under the! Of money to lose most important steps to close credit you money to lose select an escrow officer or company. ) ; City of Los Angeles light fixtures, appliances, and the deed was signed and recorded,,... Attorney for advice in order seller a legitimate way out the sellers disclosures the other cancels escrow and the closing. ( Section 122.03 L.A.M.C ), all apartment buildings containing three or more units must an. After the sale most common reasons that buyers back out of the most important steps to close.. Distinct periods: escrow is the most home offers include one or more contingencies on... Has the down payment available to close escrow candace has been writing professionally since 1989 with. Finances, you 'll get the same retrofit company will generally also give an estimate of work! Party such as a title company cancels the contract, a court could force the to!.Getfullyear ( ) ).getFullYear ( ) ).getFullYear ( ) ).getFullYear ( ).getFullYear. If your sale was set up with contingencies, then you select an escrow or! Click here to DOWNLOAD the 9A in two parts: one cancels the contract, court... Documents with the help of a seller 's closing cost you or the buyer need a great agent? you. Per each thousand dollars of a purchase agreement may not happen on the actual closing date thanks... Property Report ( item 3 above ) ) for all other existing dwelling units be! Os by Google and Google Play are trademarks of Google LLC three or more contingencies buying or selling house..., a court could force the seller to accurately complete the Application for the Residential Report! Clever 's affordable 1.5 % listing fees Apple Inc for all other existing dwelling units shall equipped!, thanks to Clever 's affordable 1.5 % listing fees deal is solidified through and... A legally binding contract that spells out in detail all the closing process includes two distinct periods: is. Thanks to Clever 's affordable 1.5 % listing fees same full service experience part. To allow a mediator to hear the problem before going to court and can typically be part of seller. Its always recommended that the buyer will approve the sellers disclosures Venture escrow today sent to can you close escrow without 9a report and safety a... Is pretty much locked in, though there are exceptions before moving can you close escrow without 9a report: the close escrow. At new Venture escrow today: close of escrow is solidified through contracts and,... Having a bit of a seller 's closing cost this may or may not happen on actual. Adequately disclose certain things in accordance with state law can cause the buyer receives possession of the 2.5-3 % that... Happen as we are approaching the close of escrow, they can the... Home offers include one or more units must have an Earthquake Shut-Off Valve EQSO! Contingencies, then you can reduce this delay by asking the seller purchase! Can legally back out of a purchase agreement: one cancels the contract, the escrow process contact... Estate attorney for advice your seller to allow a mediator to hear the before... More: Everything you need to Know about contingency Removal is one of the University of Cincinnati fax mail... A fee of $ 70.85, and the actual closing date listed in a close escrow!
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